What factors influence car insurance rates?

Coverage options, deductibles, and discounts can affect policy costs, along with driving history, credit score (where permitted), and third-party reports.

How fast can I get car insurance coverage?

Coverage can begin immediately if all required information is provided during the application process.

What if I have a vehicle that's not listed on the Vehicle Type section?

Contact a State Farm agent for assistance with insuring classic or atypical vehicles, such as motorcycles or campers.

Does my homeowners insurance cover detached structures on my property?

Yes, homeowners insurance typically covers detached structures at 10% of the dwelling coverage, including garages and sheds.

Is my payment information secure on your website?

State Farm employs industry-standard controls to protect customer data and ensure a secure payment environment.

Scott Schoener - State Farm Insurance Agent

Name: Scott Schoener - State Farm Insurance Agent
Address: 3128 Hudson Crossing Ste G1, McKinney, TX 75070, McKinney, TX, US
Telephone: +1972-403-8888

Reviews read through Aug 26, 2026 · Scored Aug 28, 2026 · 143 reviews read

3128 Hudson Crossing Ste G1, McKinney, TX 75070

972-403-8888

Visit Website

82.8

DFW Pros score

5.0★ 185 reviews143 read in full

Best for: Insurance inquiries, personalized service

Scott Schoener - State Farm Insurance Agent

Listing details verified 6 days ago.

Scott Schoener's State Farm Insurance agency stands out for its highly responsive agents, especially Juan Carlos and Rheta Sneed, who are frequently praised for their attentive service and ability to simplify the insurance process. Customer experiences indicate that the agency excels in providing tailored solutions and competitive rates. However, there are mixed reports about service consistency over time and some challenges with claims responses, suggesting potential areas for improvement.

Ranked in: Best Insurance Agencies in DFW, Insurance Agencies in McKinney

What reviewers consistently mention

Several reviewers highlight the helpfulness and responsiveness of agents, particularly Juan Carlos and Rheta Sneed, who are noted for providing thorough assistance and quick follow-ups.
Multiple customers appreciate the ease of obtaining quotes and policy changes, noting that the agents make the process straightforward and stress-free.

Watch out for

Some reviewers report that experiences have varied over time, with mentions of earlier contentment that changed to dissatisfaction later, particularly regarding communication.
A few customers expressed frustration over issues with claims and the perceived slow response times in certain situations, indicating inconsistency in service.

How the reviews break down

5.0★ average from 185 Google reviews

5★
183 99%
4★
1 1%
3★
0 0%
2★
1 1%
1★
0 0%

Low ratings are rare here — 1% of reviews are one or two stars.

Services offered by Scott Schoener - State Farm Insurance Agent

Insurance Agency: Offers a range of insurance solutions to help manage everyday risks and support recovery from unexpected events.
Auto Insurance Agency: Provides coverage options for vehicles, helping clients protect against potential accidents and damages.
Home Insurance Agency: Delivers home insurance policies designed to safeguard properties and belongings from various risks.
Life Insurance Agency: Offers life insurance products aimed at providing financial security for families in the event of unforeseen circumstances.
Renters Insurance Agency: Provides renters insurance to protect personal belongings and liability for individuals renting homes or apartments.