Does homeowners insurance cover detached structures?

Yes, homeowners insurance covers detached structures on your property, such as garages and sheds, at 10% of your dwelling coverage.

How much coverage should I have for my home?

State Farm recommends choosing a coverage limit at least equal to your home’s estimated replacement cost to ensure adequate protection.

What payment methods are accepted?

Accepted payment methods include Electronic Funds Transfers (EFT) and major credit cards like Visa, MasterCard, American Express, and Discover.

Can I print my declaration page online?

The declaration page is not available online due to technical limitations. To request it, please contact your agent.

What should I do if I can't access my policy online?

If you receive an authorization message when trying to view your policy, contact your agent for assistance.

Justin Bigby - State Farm Insurance Agent

Name: Justin Bigby - State Farm Insurance Agent
Address: 2601 Little Elm Pkwy Ste 1004, Little Elm, TX 75068, Little Elm, TX, US
Telephone: +1972-395-1581

Reviews read through Aug 27, 2026 · Scored Aug 28, 2026 · 99 reviews read

2601 Little Elm Pkwy Ste 1004, Little Elm, TX 75068

972-395-1581

Visit Website

66.4

DFW Pros score

4.9★ 101 reviews99 read in full

Best for: Responsive service, competitive pricing

Justin Bigby - State Farm Insurance Agent

Listing details verified 5 days ago.

Justin Bigby’s agency stands out for its attentive customer service and ability to help clients save money through competitive insurance options. While many reviews highlight the knowledge and support of staff members like Miriam and Kim, challenges exist in communication consistently across all interactions. This balance of efficient service and occasional miscommunication shapes the overall customer experience.

Ranked in: Best Insurance Agencies in DFW

What reviewers consistently mention

Several reviewers praise the responsiveness and attentiveness of the staff, highlighting their ability to answer questions and provide timely assistance. This includes team members like Miriam and Kim, who have been noted for their willingness to go the extra mile.
Multiple customers mention significant savings achieved through this agency. Reviewers frequently report reduced premiums and better coverage options compared to their previous insurance providers, indicating effective policy management by the team.

Watch out for

Several reviewers express dissatisfaction with communication issues, noting delays in follow-up and a lack of urgency from staff when resolving problems or answering inquiries.
A few customers report unexpected fees that were not communicated upfront, leading to frustration and disappointment when issues arose after signing contracts.

How the reviews break down

4.9★ average from 101 Google reviews

5★
97 96%
4★
1 1%
3★
0 0%
2★
0 0%
1★
3 3%

Low ratings are rare here — 3% of reviews are one or two stars.

Justin Bigby - State Farm Insurance Agent offers a range of insurance services, including auto and life insurance. The agency focuses on addressing client questions and providing personalized policy quotes.

Services offered by Justin Bigby - State Farm Insurance Agent

Insurance Agency: This agency provides guidance on various insurance options, focusing on addressing clients' life and financial needs.
Auto Insurance Agency: The auto insurance services offered include tailored coverage solutions to protect vehicles and drivers against potential risks.
Home Insurance Agency: Home insurance services encompass protection for property and belongings, ensuring clients are safeguarded against unforeseen events.
Life Insurance Agency: Life insurance services aim to provide financial security for families, helping clients choose appropriate coverage for their needs.
Renters Insurance Agency: Renters insurance services offer protection for personal belongings and liability coverage for individuals renting properties.